Resources
CCCS understands that it is desirable to have a variety of resources from which to choose. The following resources are designed to benefit you and your family as you make life's important financial decisions.
AnnualCreditReport.com This following central site allows you to request a free credit file disclosure, commonly
called a credit report, once every 12 months from each of the nationwide consumer
credit reporting companies: Equifax, Experian and TransUnion.
www.annualcreditreport.comBankrate.com Lists current interest rates for credit cards and other lenders; includes
breaking financial news and articles about credit use and abuse.
www.bankrate.comClarkHoward.com The Clark Howard Show provides up-to-date financial information via his TV show, blogs, video, newsletter and Q&A on a huge variety of topics.
http://clarkhoward.com/Debt Free for Life by David BachFinance guru David Bach guides you step-by-step to financial freedom in this NY Times-bestselling book. With chapters on eliminating debt, bankruptcy, mortgages, and how to sort legitimate non-profit credit counseling from the scams, this free download is a valuable educational resource. Over 7 million copies and counting sold worldwide. Click on the link to read it for yourself.
debt_free_for_life.pdf
Experian.comExperian Consumer Education Resources offers a wide range of informative videos and more covering all aspects of credit and personal finance. Topics include credit score basics, identity theft, common credit myths, and how to protect yourself from credit fraud.
http://www.experian.com/consumer-education-content/index.html
Federalreserve.govThe Federal Reserve has 12 major districts in the U.S. As part of their mission, they provide information on financial literacy and answer the questions: Where can I get help with credit debt resolution? Where can I find information about and/or get help with home foreclosure?
www.federalreserveeducation.org
FTC.govThe FTC deals with issues that touch the economic life of every American.
The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy.
www.ftc.gov
HAMP.govThe federal government's Home Affordable Modification Program (HAMP) offers an opportunity for struggling homeowners to stay in their homes by modifying their mortgage payments to make them more affordable. Detailed info and FAQS are available at the following sites.
www.justice.govhttp://makinghomesaffordable.govHUD.govU.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide free advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages.
www.hud.govJumpStartCoalition.comJumpStart is a national coalition of organizations dedicated to improving the financial literacy of pre-kindergarten through college-age youth by providing advocacy, research, standards and educational resources. JumpStart strives to prepare youth for life-long successful financial decision-making.
www.jumpstartcoalition.comMyMoney.govThe Federal Government's website dedicated to helping Americans understand more about their money - how to save it, invest it, and manage it to meet their personal goals. You can use the resources on this site to learn how to manage your money better - and we hope you'll share what you learn with others.
www.mymoney.govVitainthevalley.comVITA, Volunteer Income Tax Assistance, provides FREE tax preparation to individuals earning less than $49,000 a year. Certified volunteers operate the sites, which conform to IRS standards and offer e-filing to ensure you get your check faster.
www.vitainthevalley.com